Disability income

Find out how much of your paycheque is protected if you cannot work due to illness or injury.

Learn about Disability Insurance

Your details

Gross monthly income

Share of income to protect

Group LTD benefit (% of income)

Group plan monthly maximum (0 = none)

My employer pays the group premium (benefits are taxable)

Your tax rate

Other monthly disability coverage

Years until retirement

Nothing you enter is saved or sent anywhere.

Your estimate

Monthly coverage gap

$2,100/ month

Income you want protected: $4,550
Existing coverage (after tax): − $2,450
Monthly coverage gap: $2,100
Income at risk until retirement: $630,000

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This calculator gives a general estimate for educational purposes only. It is not financial advice or an insurance quote. Actual needs, premiums and returns depend on your situation and insurer underwriting.

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