Term vs permanent
Compare total premiums and see what happens if you buy term and invest the difference.
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Your estimate
Invested difference after 25 years
$164,448
- Monthly difference invested
- $275
- Total term premiums
- $13,500
- Total permanent premiums
- $96,000
Permanent insurance also builds its own cash value and lasts for life, while term coverage ends after the term. Ask us for illustrations that include cash values.
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This calculator gives a general estimate for educational purposes only. It is not financial advice or an insurance quote. Actual needs, premiums and returns depend on your situation and insurer underwriting.
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